Budget Spreadsheet Bundle: 6 Excel & Google Sheets Templates (Monthly Budget, Debt Payoff, Wedding, Net Worth)

Made with AI assistance: formulas, layout and design created with Claude (an AI model), and checked by automated recalculation in LibreOffice.

A budget spreadsheet pack for Excel, LibreOffice and Google Sheets (import). Each workbook comes as a filled-in SAMPLE (so you can see it work) and a BLANK copy, in Midnight Teal and Plum and Blush colourways.

What is inside (exact counts)

• 6 workbooks x sample + blank x 2 colourways = 24 .xlsx files
• 48 tabs per colourway set, 44,221 formulas, 27 charts, 183 dropdown/validation rules
• Currency box on every Setup tab: USD, EUR, GBP, CAD, AUD, NZD, DKK, SEK, NOK, CHF
• Yellow cells are inputs; formula cells are locked (no password)

The six workbooks

• Monthly Budget Planner: 12 monthly tabs, planned vs actual, yearly overview, 16 charts
• Debt Snowball and Avalanche Payoff Planner: up to 10 debts, 30-year month-by-month schedule, debt-free date
• Wedding Budget Planner: 18 categories, up to 30 vendors, payment due dates, cost per guest
• Etsy and Small Seller Profit Tracker: 400-row order log, fees, postage, profit and margin per order and product (fee rates are editable examples; check current fees)
• Savings Goals and Sinking Funds Tracker: up to 12 goals, status and projected finish month
• Net Worth and Bills Calendar Tracker: 15 assets, 15 liabilities, up to 30 bills

Compatibility (honest): built and recalculated in LibreOffice Calc 24.2 (all files, zero error cells). Uses classic functions only (SUMIFS, INDEX/MATCH, IF, EDATE), no macros. Not opened in real Microsoft Excel or Google Sheets by the author: Excel 2013+ should work by design; in Google Sheets use File > Import, and note that sheet locking and the automatic currency symbol do not carry over (numbers stay plain). Phone apps and Apple Numbers may not show every chart or dropdown.

License: personal and household use, plus your own business. Edit and recolour freely. No resale, sharing, redistribution or AI training. One buyer, one licence. Full text in LICENSE.txt inside the download.

Not advice: planning aid only, not financial, tax or legal advice. Sample data is made up.

Try first: the free Monthly Budget LITE (one month, blank, both colourways) is on the inkharbor page.

Made by a solo studio. These are budgeting tools for everyday life, listed under Assets because itch has no templates category.

Made with AI assistance: formulas, layout and design created with Claude (an AI model), and checked by automated recalculation in LibreOffice.